Residential Financing

Residential Financing Options

Energy Efficient Financing With CUA

Short-term upgrades for long-term savings. Providing Nova Scotians with flexible, affordable financing.

Investing in energy-efficient upgrades for your home or business can result in long-term savings. With a variety of financing options available, CUA can help you be more energy efficient, improve your comfort, and ensure you have a positive impact on the environment.

Our financing rates for energy-efficient upgrades are as low as 4.49% OAC. CUA works directly with home owners who require financing up to $50,000* to complete energy efficiency upgrades including heat pumps, LED lighting solutions, solar panels, windows, insulation or other work required to maximize the impact of the upgrade.

Contact ATL-REFAC to find out more.

*Additional financing options may be available for projects exceeding this amount.

Financing available through FinanceIt

  • Available for all residential customers OAC.
  • Loans are completely open without prepayment penalties
  • No collateral needed for approval
Go to  FinanceIt to get pre-approved today!


Nova Scotia Power On-Bill Residential Heat Pump Financing

You can finance a heat pump on your power bill! We are an authorized, approved, residential heat pump contractor for Nova Scotia Power. Nova Scotia Power offers easy financing for heat pumps installed by an approved contractor such as us to homeowners and landlords on approved credit. Please note that renters are not eligible. Free in-home assessments and quotes provided. As part of the assessment and quoting process, we will outline pricing, various term options and the associated payments in our quotes along with equipment recommendations.

The Nova Scotia Power credit application process is very simple and easy. Contact one of our professionals today and we would be glad to walk you through the process and assist you along the way. Rates range from as low as 7.0% from 3 to 10 year terms. This is on-bill financing that appears right on your monthly budget or bi-monthly Nova Scotia Power bill. Click on the Nova Scotia Power or The Heat Pump Revolution logos for additional info.

Nova Scotia Power On-Bill Residential Heat Pump Financing

East Coast Credit Union

Looking for an East Coast financing source? Consider East Coast Credit Union. They provide competitive rates on loans for your home energy efficiency upgrades.

Interest rates from East Coast Credit Union rates are as low as Prime Plus 1% (ie. 3.95%), on approved credit and conditions apply. Actual rate and payment confirmed through the credit application process.

Loans for energy efficient upgrades are available for:

  • Insulation improvements
  • Window improvements
  • More efficient heating and cooling systems
  • Heat pumps / Geothermal systems
  • Solar technology
  • High efficiency appliances
  • and more

Currently, East Coast Credit Union offers the most competitive finance rate out there.

For a listing of qualified home energy auditing organizations visit

Contact ATL-REFAC for more information.

Read more about: East Coast Credit Union, Greener Energy Home Loans

Contact Us About Residential Financing for Energy Efficiency Improvements

East Coast Credit Union